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Loans can be a good option to help meet educational costs, but need to be repaid and most accrue interest while a student is in-school.  Students are encouraged to borrow wisely and compare the different benefits, eligibility requirements, and repayment options available.

Follow the links below to learn more about each loan type and their eligibility requirements:

After completing the FAFSA, a student may be offered Federal Direct Stafford Loans as part of their financial aid package, which are limited to annual and lifetime eligibility.

Federal Direct Parent PLUS Loans are credit-based and require the parent of a dependent student to complete an online application.

Federal Direct Graduate PLUS Loans are credit-based and require the graduate or law student to complete an online application.

Private Student Loans (referred to as "Alternative" Loans) are also available from private sources, such as a bank or financial institution, or from other organizations.